銀行在撥款前，會請您完成投保「住宅火險及地震基本險」。目前保險為一年續約一次，每年保險到期時銀行會通知續保，直到清償房貸為止。 若借款人無法按時還款，金融機構有權拍賣房屋，這會導致失去房屋的風險，特別是當借款人無法償還貸款時。 It seems like you were being misusing this feature by heading way too rapid. You’ve been briefly blocked from using it. 如果原房貸繳款狀況良好，貸款人其他條件也... https://liantong.com.tw/taoyuan-house-secondary/