The 2026 IRMAA brackets determine how income affects Medicare premiums for retirees. Federal Pension Advisors explain the updated thresholds, their impact on your retirement income, and ways to reduce surcharges. Stay informed and plan proactively to protect your financial health with expert, personalized guidance from Federal Pension Advisors. https://www.federalpensionadvisors.com/post/2026-irmaa-brackets-medicare-irmaa-in-2026-and-surcharge